Partners in crime insurance

Coverage for Team Member theft, third-party theft, impersonation fraud and more.

Enroll in Crime insurance

Crime coverage for your theft risks

There are a multitude of ways someone can steal from your franchise:

A Team Member fails to set the alarm after hours and money is stolen from the safe.

Assets are stolen from the employee benefit plan.

A Team Member conspires with an outside party that allows for a theft.

To protect your business against the costs associated with these types of crime and more, the Chick-fil-A Operator Optional Insurance Program, administered by Lockton Affinity, offers Crime insurance.

Coverage benefits

  • Employee benefit plan
    Coverage for employee benefit plans that are subject to ERISA and are required to be bonded should someone steal plan assets.
  • Robbery of money from a safe
    Theft of money, securities and other tangible property within a safe, vault or cash register while the store is closed.
  • Third-party theft
    Theft committed by someone other than a Team Member, including forgery of checks, counterfeit paper currency and credit, debit or charge card forgery.
  • Catering
    Designed to meet common fidelity bond requirements that many businesses have in place for food delivery or event set up.
  • Team Member theft
    Theft of money, securities or property by a Team Member, including when a Team Member conspires with an outside party.
  • Impersonation fraud
    In the event a third party alleges to be an Operator or person associated with your franchise and sends fraudulent instructions directing a financial institution to transfer, pay or deliver funds.

Enroll in Crime insurance

Crime coverage limits and premiums


Premiums are subject to applicable surplus lines tax.

Have questions about our Crime insurance?
Browse Crime FAQs >

Let’s chat

The Chick-fil-A Operator Optional Insurance Program
was designed for you—and we want to hear from you!

Complete the form or contact us directly at:
[email protected] or (888) 403-3845
Monday through Friday from 7 am to 5:30 pm CST.