Quality products and friendly service for Operators who offer the same

Optional Crime, Cyber Liability and Property insurance for Chick-fil-A Operators.

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Optional, optimal insurance coverage

The Chick-fil-A Operator Optional Insurance Program, administered by Lockton Affinity, was evaluated, analyzed and improved to ensure it truly meets the needs of Operators like you.

While the products may be optional, the coverage, service and support are all first-rate.

Through Lockton Affinity, you can expect:

Customized insurance solutions

From Cow costumes and kiosks to credit monitoring and catering equipment, our policies are tailored to meet the specific needs of Chick-fil-A Operators.

Common policy effective dates

To consolidate the time Operators must dedicate to their insurance renewals, all three of the optional policies have one policy effective date of July 1. Operators who enroll on any date other than July 1 will be charged a pro-rata premium based on the date of enrollment.

Best-in-class customer service

While we can’t welcome you with flowers on the table or remove your tray when you’re finished, we can offer polite manners, gratitude and support from application to renewal.

Easy interactions

From our simple online enrollment platform to claims assistance and automatic renewals, we make all communication as efficient as possible so you can focus on running your Chick-fil-A restaurant.

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Optional products with
must-have quality


Coverage for Team Member theft, third-party theft, impersonation fraud and more.

Explore Crime coverage >

Cyber Liability

Coverage for cyber crime, cyber extortion, data breach expenses and more.

Explore Cyber coverage >


Coverage for food spoilage, business interruptions, non-owned auto damage, and yes, Cow costumes.

Explore Property coverage >

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Service to fit your schedule

Log in with your Chick-fil-A Operator credentials to access our online portal at your convenience.

Through our service center, you can:

• Elect coverage
• Enroll in autopay
• Access policy documents
• Adjust limits and deductibles and much more

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Lockton Affinity was selected by Chick-fil-A to create a more customized and convenient optional insurance program for Operators.

Our company was founded in 1987 by Lockton Companies, and over the past several decades, we have grown into one of the nation’s leading insurance program administrators. With our industry expertise and extensive carrier relationships, we have built insurance programs for some of the nation’s most successful franchise businesses, like Chick-fil-A.

The Chick-fil-A Operator Optional Insurance Program was developed with hands-on involvement by Lockton Affinity, Chick-fil-A executives and Operators like you. With this insight, we offer key benefits that can be difficult to find elsewhere. For example, our Crime insurance includes coverage for common fidelity bond requirements for food delivery or event set up and our Property insurance includes coverage for third-party interruptions that impact your business.

We designed this insurance program specifically for Chick-fil-A Operators, so we’d love to hear from you. Whether you have questions about coverage or concerns about your risk management plan, we’re here to help you and your business.

Let’s talk

Let’s chat

The Chick-fil-A Operator Optional Insurance Program
was designed for you—and we want to hear from you!

Complete the form or contact us directly at:
[email protected] or (888) 403-3845
Monday through Friday from 7 am to 5:30 pm CST.